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Contact a Colorado Mortgage Lender for Your Home Loan

Posted in: Featured Mortgage Specialists
By ColoradoRealEstateHomeSource.com
May 25, 2009 - 2:11:01 PM

Mortgage Loans
Denver Home Loans
Do you think you are qualified for a certain loan payment amount?  Will the bank or lending institution agree with you? It is always best to have your lender pre-qualify you for a mortgage so you know exactly how much a financial institution would be willing to lend you.  In addition, if you find a home you want to make an offer on, we will need to include a Lender Letter that outlines your qualifications for financing the home in Colorado.  Sellers take a buyer's offer more seriously if they have taken the time to have a qualified, licensed Lender or lending institution pre-qualify them.

In the pre-qualification process, you will find out:

  • The amount of purchase power you have for your home, condo or land,
  • How much cash will you need for the down payment,
  • What the minimum down payment will be, and the advantages of making a higher or lower down payment.
  • What the lender feels you can afford for a monthly payment.
  • Below are some additional tips to help you when planning for a mortgage:
  • Start saving money. You will need to have cash on hand for the earnest money, down payment and closing costs.
  • Do not incur any additional debt and pay down your credit cards. Also, do not apply for any new credit cards or revolving accounts.
  • Do not make any major purchases on credit; buy the new furniture or car after you close on your new home! Large purchases can raise flags when applying for a mortgage




The Richards Group
Mark Richards - Mortgage Consultant

Good Faith Mortgage, Inc.
Toll Free: 877-337-0171
Email:  OurMortgageCenter@gmail.com



Anne Kaelberer
Anne Kaelberer
Anne Kaelberer - Loan Specialist

W.R. Starkey Mortgage
2000 S. Colorado Blvd, Suite  #1500
Denver, CO 80222

Office:    303.757.0300
Cell:     303.748.0419
Fax:      866.323.7856
Email: akaelberer@wrstarkey.com
Website: www.LeaveAnneALoan.com



Lisa Lessard
Lisa Lessard
Lisa Lessard - Loan Specialist

Universal Lending Corporation d.b.a. Banner Mortgage
276 East Kiowa Avenue
Elizabeth, CO 80107

Office: 303.646.2466
Cell:     303.883.7688
Fax:     303.646.2476
Email:  llessard@ulc.com



Richards Realty Group of Keller Williams Realty offers a wealth of knowledge and experience in real estate transactions in cities along the Front Range. 

Contact us Toll Free at (877) 337-0171 for real estate assistance.

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